Independent Financial Planners

Reducing Your Expenditure in Retirement

Financial Planner Richard Pearson-Wood offers tips on making your money go further in retirement. The Festive Season is upon us, and whether you are crunching the numbers in preparation for retirement or already retired and just preparing to spoil the family, there are plenty of ways to ‘trim the fat’ from your expenditure.

A Little Trust Can Go a Long Way

Financial Planner Alex Smith introduces the topic of Trust Planning. The challenges that the pandemic brings to society are vast. They have rocked our economy to the core and challenged us to find new ways of working, ways of living and for many, simply ways of just existing. It might seem a little detached to […]

A Pension is for Life, Not Just for Retirement

Chartered Financial Planner Alex Pickles considers the benefits of contributing to a pension in retirement. Pensions are an essential piece of your personal finance jigsaw and they no longer need to be seen simply as vehicles to provide an income in retirement. Whilst this is clearly one of their main functions, using a pension as […]

Wills and Trusts – How to Secure Your Family’s Future, Today

Financial Planner Will Hodgson explains the importance of Estate Planning for your future generations. Thinking about your own mortality isn’t necessarily a pleasant exercise, but planning ahead with Wills and trusts could give you the peace of mind of knowing that your loved ones will be looked after when you’re gone.

Deferring Your State Pension – A No-Brainer or a Gamble?

Financial Planner Simon Hartley breaks down what deferment could mean for you. You may have heard that it’s possible to defer your State Pension; either before you receive a penny of it, or, even if you’ve been receiving it for years. “Why would anyone turn down free money?” I hear you scream…