How We Are Paid

We believe that the way we charge for our services should be straightforward and transparent, meaning no hidden fees! Our initial consultations are always conducted at our expense, meaning there is nothing for you to pay unless you decide to proceed with our recommendations. At that point, how and what you pay depends on the products we recommend for you:

For investments and pensions, the cost is based on the amount that you invest, and this can either be deducted from the policy or paid to us as a direct fee.

If you want us to review these policies on an ongoing basis then we will deduct a monthly ‘Ongoing Advice Charge’ directly from your investments. As part of our ongoing service we will review your policies and circumstances on at least an annual basis to ensure that our recommendations remain suitable for you.

In most cases where we arrange some sort of protection policy for you, the policy provider will pay us commission, meaning that there is no need for you to pay us directly.

If you want us to help arrange your Estate Planning then we charge a fixed fee to cover any registration fees and legal advice.

If you would like to find out more about our bespoke financial planning packages and how we charge, please contact us to arrange a free initial consultation with one of our Financial Planners.