Lasting Powers of Attorney – Make Your Wishes Known

Financial Planner Will Hodgson expands on his previous Estate Planning article by discussing Lasting Powers of Attorney.

Many people assume that their partner, spouse or even children would be able to step in and manage their affairs should they lose capacity. Sadly, this is not the case; instead, an application to the Court of Protection would be needed and it is ultimately their decision as to who is appointed as a ‘Deputy’. A Deputy’s court-appointed powers will be limited, and applying to the Court of Protection can be a very expensive and time-consuming exercise. In the interim, access to an individual’s assets in any form will be virtually impossible, and liaising with care homes or medical professionals will prove very difficult. This is why Lasting Powers of Attorney (LPA’s) are so important.

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Reducing Your Expenditure in Retirement

Financial Planner Richard Pearson-Wood offers tips on making your money go further in retirement.

The Festive Season is upon us, and whether you are crunching the numbers in preparation for retirement or already retired and just preparing to spoil the family, there are plenty of ways to ‘trim the fat’ from your expenditure.

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A Little Trust Can Go a Long Way

Financial Planner Alex Smith introduces the topic of Trust Planning.

The challenges that the pandemic brings to society are vast. They have rocked our economy to the core and challenged us to find new ways of working, ways of living and for many, simply ways of just existing. It might seem a little detached to be reading an article about ‘Trust Planning’ (what on Earth is Trust Planning anyway? – we’ll get to that shortly...) in these times, but an obvious consequence of the pandemic is the fact that it is causing many of us to consider what would happen in the event that we, or those close to us, pass away.

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A Pension is for Life, Not Just for Retirement

Chartered Financial Planner Alex Pickles considers the benefits of contributing to a pension in retirement.

Pensions are an essential piece of your personal finance jigsaw and they no longer need to be seen simply as vehicles to provide an income in retirement. Whilst this is clearly one of their main functions, using a pension as a savings plan can help fulfil all sorts of financial goals and objectives that you may not have even considered…

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