Investments

People invest their money for many different reasons, but one of the most common is to try to beat the returns that they can receive from a bank or savings account.

Whilst saving your money with a bank is relatively risk-free, the returns you can receive on your savings are limited to the interest rate the bank sets for your account. The last decade has seen interest rates decrease dramatically, whereas inflation (the cost of living) continues to rise. While inflation continues to outstrip interest rates, savings held in a bank account are likely to lose value over the longer term.

There are many different investment products available in the market, and as Independent Financial Planners, we consider them all for our clients. Different products suit different people with different objectives, and that’s why we always consider your wider circumstances when building a financial plan for you.

Want to learn more? Why not read some of our investment articles.

Information is based on our current understanding of taxation legislation and regulations. Any levels and bases of, and reliefs from, taxation are subject to change.
The value of investments and income from them may go down. You may not get back the original amount invested. Past performance is not a reliable indicator of future performance.