Pension Death Benefits – What Can You Pass On?
Financial Planner Roy Ritchie outlines the different types of pension and how their death benefits work. “In this world nothing can be said to be certain except death and taxes.” Benjamin Franklin Over two hundred years later not much has changed. Neither death nor taxes (particularly death) is nice to contemplate, but both must be […]
Saving for Your Grandchildren – Is There a Better Way?
Financial Planner Robert ‘Bob’ Colebrook outlines the options available to investors looking to secure their grandchildren’s futures. We all like the idea of spoiling our loved ones, whether that be money in a birthday card or a day out (when we are allowed!). Many grandparents will also open a savings account for their grandchildren when […]
A Pension is for Life, Not Just for Retirement
Chartered Financial Planner Alex Pickles considers the benefits of contributing to a pension in retirement. Pensions are an essential piece of your personal finance jigsaw and they no longer need to be seen simply as vehicles to provide an income in retirement. Whilst this is clearly one of their main functions, using a pension as […]
Deferring Your State Pension – A No-Brainer or a Gamble?
Financial Planner Simon Hartley breaks down what deferment could mean for you. You may have heard that it’s possible to defer your State Pension; either before you receive a penny of it, or, even if you’ve been receiving it for years. “Why would anyone turn down free money?” I hear you scream…