Why Time in the Market is More Important than Timing the Market
Financial Planner Roy Ritchie explains the importance of holding your nerve when markets are volatile. I think it is fair to say that we entered 2022 with a feeling of optimism that was not present at the start of 2021. Whilst the global pandemic was, and still isn’t over, life was starting to return to […]
Could a Lifetime ISA Help Get You on the Property Ladder?
Chartered Paraplanner Simon Hartley explains exactly how useful a Lifetime ISA can be for those looking to buy a home. With the end of the Financial Year (5th April) fast approaching, many people take this opportunity to use up their annual tax allowances before these renew (they can’t be rolled over into the new year). […]
Cash ISAs – Are We Still Partying Like It’s 1999?
Chartered Financial Planner Simon Hartley considers how the benefits of Cash ISAs and savings having shifted since the turn of the Millennium. The year is 1999. Kevin Keegan becomes England manager; the London Eye is under construction and Britney Spears tops the charts. The minimum hourly wage for an adult in England is £3.60, Basic […]
Saving for Your Grandchildren – Is There a Better Way?
Financial Planner Robert ‘Bob’ Colebrook outlines the options available to investors looking to secure their grandchildren’s futures. We all like the idea of spoiling our loved ones, whether that be money in a birthday card or a day out (when we are allowed!). Many grandparents will also open a savings account for their grandchildren when […]