Mortgage & General Insurances

Gone are the days when a borrower was grateful to the lender for providing them with a mortgage facility. In today's marketplace, lenders are in competition with each other for your valuable business. We have access to mortgage sourcing systems that are updated daily so we can provide our clients with the very latest mortgage offers. We will research and recommend mortgages tailored to your specific requirements, so there is no need to look any further. We can manage the whole process, liaising with Estate Agents, Accountants, Solicitors and Surveyors, ensuring that everything runs smoothly from start to finish.

With so many types of mortgage available it is easy to become confused, possibly opting for the product offering the lowest headline rate of interest. But when booking and arrangement fees, conditional insurances, higher lending charges, lock-ins and early repayment charges are taken into account, the products may not be as attractive as they may appear. We believe an Independent Mortgage Adviser with the ability to access the mortgage market and compare the various deals available will secure competitive terms for our clients.

We are experienced independent mortgage advisers and will guide you through the process.

We can, where appropriate work in association with your Bebbington Brumby Townend Independent Financial Adviser and arrive at a solution which allows you to maintain quality of life in retirement as part of your overall financial plan.

Your home may be repossessed if you fail to keep up repayments on your mortgage. There is a fee for mortgage advice, our usual fee is £200 payable upon completion. We also get paid commission by the lender.